Invoice Factoring 101: Don’t wait to get paid.

July 14, 2026

In a care staffing agency you do the work long before you see the money.

60-day payment terms.
90-day delays.

Meanwhile payroll is due today and late wages mean frustrated staff. Cash flow shouldn’t be holding your agency hostage.

What is Invoice Factoring?

Invoice factoring is a cash flow accelerator. Not a loan, not debt, but early access to the money you’ve already earned. Instead of waiting weeks (or months) for clients to pay.

You keep operating. The factoring company does the waiting.

Why do staffing agencies use it?

  • To ensure staff get paid on time, even when clients drag their heels
  • Cash flow stays predictable, no more payroll panic
  • Growth becomes sustainable, take on more shifts without hesitation
  • No loans. No debt. No chasing late payers


How does it work?

  • You send an invoice to your client and the factoring provider
  • They advance up to 80-90% often within 24 hours
  • Your client pays the factoring company directly
  • You receive the remaining balance, minus the agreed fee

 

Simple. Fast. Cash unlocked.

If your agency is strong but your cash flow isn’t. Factoring fixes the gap. It keeps your agency moving, hiring and scaling, even when clients are slow to pay. 

You’ve earned the money. Don’t wait to receive it.


Why agencies choose Capital Advance for Invoice Factoring.

Agency Accelerator was built by people who understand the pressures of weekly payrolls, shifting demand and growing fast without breaking things.

Capital Advance turns your unpaid invoices into instant cash. For all Care Hires agencies you get an exclusive ultra-low 2% financing fee and retain 98% of invoice value.

Everything is built to boost your bottom line.

Cash flow. Unblocked. No more waiting to get paid. 

See how Capital Advance works.

 

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